United States Adjusters  Public Insurance Adjuster


public adjuster

United States Adjusters ®

Our Virgin Islands & Caribbean Public Adjusters work for you; not the insurance company!

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If you have a property damage claim such as a fire, pipe break, hurricane, water, mold or any other covered loss and want the best insurance settlement possible you need to call United States Adjusters now at


At United States Adjusters our Virgin Islands public adjusters average settlement is often 500-3000% greater than the insurance company's initial offer. The insurance company has their own adjusters that work for them and representing their own interests; you too should have an adjuster that works for you and that is looking after your interests!

Our staff of Virgin Islands / Caribbean Public Adjusters and Insurance Appraisers  are some of the most experienced and professional in the industry! We are members of the Better Business Bureau (A Rated), (N.A.P.I.A) - National Association of Public Insurance Adjusters, (F.A.P.I.A) - Florida Association of Public Insurance Adjusters, The Windstorm Network and more!


FLORIDA'S OFFICE OF PROGRAM POLICY ANALYSIS AND GOVERNMENT ACCOUNTABILITY STUDIES PUBLIC ADJUSTING INDUSTRY IN FLORIDA AT THE REQUEST OF THE LEGISLATURE.  They report that battling with an insurance company to get paid what you're owed may take longer  - but it is now confirmed that:


Policyholders with public adjuster representation typically received higher settlements than those without public adjusters.

Policyholders that filed catastrophe claims in 2008 and 2009 generally received larger insurance settlements than policyholders that did not hire these persons. The typical payment to a policyholder represented by a public adjuster was $22,266 for claims filed in 2008 and 2009 related to the 2004 hurricanes. In contrast, policyholders who did not use a public adjuster received typical payments of $18,659. The difference in payments was larger for claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% higher.

For non-catastrophe claims, policyholders who used public adjusters received an estimated $9,379 on their claim, compared to $1,391 for those policyholders that did not use a public adjuster (a difference of 574%).


United States Adjusters team of Virgin Islands public adjusters handle a wide range of losses 

  • Broken Pipes / Pipe Leaks
  • Air Conditioning Leaks
  • Dishwasher Leaks
  • Crop Damage
  • Earthquake
  • Fire Damage
  • Flood Damage
  • Water Heater Leaks
  • Hurricane Damage
  • Hail
  • Loss by Collapse
  • Mold Damage
  • Plumbing Damage
  • Roof Leaks
  • Sink Holes
  • Smoke Damage
  • Storm Damage
  • Theft
  • Tornado Damage
  • Vandalism
  • Vehicle Hitting a Building
  • Water Damage
  • Wind Damage
  • Business Interruption
  • And many more covered losses

Our National Public Adjusters are located throughout the country


10 ways a public adjuster can help when you have an insurance claim

  1. By calling a Public Insurance Adjuster you will have an adjuster that represents YOUR interest; remember the insurance company has their own adjuster representing their interests.
  2. A public adjuster will complete a detailed estimate of what is required to repair or rebuild your premises.
  3. A public adjuster will assist in the preparation of inventories on your damaged personal or business property, contents, and related items. With your help in providing correct documentation, and determining ages and descriptions, Public Adjusters can evaluate and determine the approximate current values.
  4. Public Adjuster will prepare your Time Element Losses, such as Business Interruption, Loss of Rents, or Additional Living Expenses.
  5. A Public Adjuster establish a professional line of communications with the insurance adjuster.
  6. Public Adjusters presents estimates, inventories, and other valuations to the insurance adjuster and meet with the insurance company to adjust your claim fairly and equitably, thus resulting in an acceptable settlement to you.
  7. Public Adjusters can provide experts, if needed, to support the claim.
  8.  Public Adjusters negotiate the best possible settlement.
  9. A Public Adjuster will keep you apprised of ongoing settlement efforts.
  10.  Lastly a Public Adjuster will r elieve you of the stress and hardship of having to do it alone.


United States Adjusters is now offering you its
Preferred Client Program™
It will guarantee that you will be protected in case

you ever suffer a loss!


Click here 

Remember that your insurance company has their own adjusters protecting their interests; as you should too! It's been said that not using a public adjuster is like going to court without an attorney.

United States Adjusters are prepared to be your exclusive representatives and because of our experience and knowledge, our public adjusters are better able to obtain a more favorable settlement for you, the insured. 

United States Adjusters will assist with every phase of preparing and presenting your claim, as well as accomplishing an adjustment for you which is equitable and includes everything to which you are entitled under your insurance policy.

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Contact our public adjusters now for a FREE claim evaluation & consultation

Toll Free 1-800-872-0201

  Copyright United States Adjusters, Inc® 2006-2013    

Bryan E. Thomas